Health insurance premiums can be a significant expense for many people, and finding ways to save money on these costs is crucial. Fortunately, there are several steps you can take to reduce your health insurance premiums without sacrificing the quality of your coverage. Shop around for the best rates One of the best ways to…
You have options. Health insurance is an important benefit that many employees rely on to cover their medical expenses. However, for some, the cost of employer-provided health insurance can be a significant burden and may even seem unaffordable. If you are among those who find themselves struggling with the cost of health insurance provided by…
There are major changes on the horizon as it relates to Medicare. Since premiums and medication have been rising every year, it’s easy to miss the biggest Medicare reforms in two decades. On the bright side, these changes will substantially lower the cost of health care services and prescription drugs starting in 2023. To increase affordability for prescription…
It’s about that time when open enrollment for insurance plans starts rolling around. With so many middle and low-income families having difficulties due to the economy, the question of what to cut from the budget first always comes up. In most cases, it’s health insurance. One of the best alternatives is the Affordable Care Act,…
Medicare’s open enrollment period is October 15th through December 7th, 2022. This is when participants of Medicare can change their plan. It’s also the time when they should have their prescription drug plan (PDP) evaluated to ensure they are getting the best options and services. Preparing for open enrollment is key. Here are a few…
If you or a loved one is about to start using Medicare, it’s important to understand the different types of Medicare and how they work. Medicare was designed to cover certain services and has four parts: A, B, C, and D. While these four parts each have their own function, there is still the original…
