YOUR SOURCE OF HOME INSURANCE

The Insurance Hub will help you find the best value on Homeowner’s insurance from the most trusted and affordable providers. With our insurance company you can get the insurance you need at a price you can afford!

YOUR HOME, YOUR WAY!

Protection and insurance go hand-in-hand!

Homeowner’s insurance does more than most people think. Not only does it cover the interior and exterior of the home, but it also covers when possessions are lost or stolen, and any liability for injuries or harm to others. What most people don’t understand is that when your home is uninhabitable, this policy will cover additional living expenses such as rent for a place, a hotel room, meals, and other incidental expenses you may incur while being displaced.

We’ll help get you the right coverage. Call our insurance agency!

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One Size Does Not Fit All

Coverage that makes a difference

There are three levels of coverage available based on need and cost:

  • ACTUAL CASH VALUE. This covers what the house cost and the depreciated value of the belongings in it.
  • REPLACEMENT COST. This covers the actual replacement of items lost or damaged to ensure the home can be repaired or rebuilt just as it was originally.
  • GUARANTEED REPLACEMENT COST/VALUE (or extended). This pays for everything regardless of your policy limit. There is a ceiling involved.

Understanding the type of coverage you need makes a difference, as well as knowing what isn’t covered. For more information on how we can assist, call our insurance company now!

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