Flood insurance is the best way to protect residential and commercial property from devastating damage and financial loss. The Insurance Hub will provide you the best rates for your flood insurance policy.


Do you need flood insurance?

This insurance policy protects your external structures, home, and belongings when they are damaged from a flood. One of the biggest misconceptions is that a homeowners’ insurance policy covers floods, but they do not. A flood insurance policy is a standalone policy with a different premium. Depending on where you live, it may be a requirement. This isn’t just for high-risk flood areas, a flood insurance policy may be a good thing if you live in an area where hurricanes and other water-related occurrences happen.


Can you purchase flood insurance?

It’s always better to be safe than sorry

The Federal Emergency Management Agency (FEMA) indicates that floods occur in all 50 states. That means there is flooding in every area. For individuals in communities participating in the National Flood Insurance Program (NFIP). We can assist in helping you get a flood insurance policy regardless of where you live. What does it cover?

  • Buildings
  • Personal contents

The max on building coverage is $250,00 and the max on personal contents is $100,000. Make sure you are fully covered regardless of what area you are in, flood or not. Need more information? Give one of our agents a call.


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