What is an Individual Health Insurance Policy? If your employer doesn’t offer group health insurance, you can still buy an individual health insurance policy to cover yourself and your immediate family. According to the Kaiser Family Foundation, over 18 million Americans rely upon individual and family medical plans in the United States. If you need…
How Does Medicare Part D Prescription Drug Coverage Work? Original Medicare covers a wide range of medical services; however, it won’t help pay for most prescription drugs. On the positive side, Medicare offers beneficiaries two ways to get Part D prescription coverage. These include stand-alone Part D plans and coverage bundled in a Medicare Advantage…
Compare Your Medicare Plan Options for the Best Health Coverage Over 44 million Americans rely upon Medicare for health benefits, and that number’s expected to grow to 79 million by 2030. According to Medicare, most of these millions of beneficiaries either get their core benefits in one of two ways. These include Medicare Part A…
Do you feel like every time you start to understand your Medicare benefits, they change again? While keeping up with Medicare adjustments can leave you feeling frustrated, it’s important to understand each year’s updates and how they may impact your medical expenses. Here’s a look at some of the most important changes to Medicare in…
Preparing for the future is more than just making sure you are financially set. Things happen, so considering the unpredictability of medical costs or the need for long-term care must be taken into account. Here are a few benefits of long-term care insurance: You stay independent in your later years. If you’re healthy, chances are…
Health insurance is something everyone needs, but things change every year and can leave you wondering what happened. Knowing what’s going on in health insurance can help you save time and money when evaluating plans that meet your needs and budget. As we continue recovering from the pandemic, it’s important to understand how you can…
