It’s about that time when open enrollment for insurance plans starts rolling around. With so many middle and low-income families having difficulties due to the economy, the question of what to cut from the budget first always comes up. In most cases, it’s health insurance. One of the best alternatives is the Affordable Care Act,…
Medicare’s open enrollment period is October 15th through December 7th, 2022. This is when participants of Medicare can change their plan. It’s also the time when they should have their prescription drug plan (PDP) evaluated to ensure they are getting the best options and services. Preparing for open enrollment is key. Here are a few…
If you or a loved one is about to start using Medicare, it’s important to understand the different types of Medicare and how they work. Medicare was designed to cover certain services and has four parts: A, B, C, and D. While these four parts each have their own function, there is still the original…
It’s no secret that people need help, especially when it comes to paying for Medicare and the services they need. While there are numerous programs designed to assist, they often go unused due to a lack of information or not understanding the process. These include Medicare Savings Programs (MSP)s that can pay the premiums for eligible enrollees, and cover…
Medicare is a federal health insurance program that provides coverage for individuals 65 years of age or older. It also applies to younger individuals who have disabilities and those with permanent kidney failure. Most people on Medicare receive Social Security Disability Insurance (SSDI). What does Medicare cover? There are four parts to Medicare: A, B, C, and D. Parts A and…
The Affordable Care Act (ACA) often referred to as Obamacare, was designed to ensure that everyone who wanted access to healthcare could have it. This happened by creating a Health Insurance Marketplace where people could select the health care provider they wanted without fear of being denied coverage for pre-existing conditions. A list of essential health…
